Last updated: January 1, 2025

1. Acceptance of Terms

By accessing or using the Money Strategy Hubs website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services. These terms apply to all visitors, users, clients, and others who access or use our services.

2. Services Description

Money Strategy Hubs provides financial planning, budget management, wealth management, investment advisory, and mortgage consultation services. Our services are provided for informational and advisory purposes and do not constitute guarantees of specific financial outcomes. All investment involves risk, including the potential loss of principal.

3. Client Obligations

You agree to provide accurate, complete, and current information when requested. You agree to promptly notify us of any changes to your financial situation, contact information, or objectives. You acknowledge that the success of any financial plan depends in part on your cooperation and timely implementation of recommended strategies.

4. Fees and Payment

Our fee structure is outlined in your service agreement and on our website. Fees are billed according to the schedule specified in your agreement. Late payments may incur additional charges. We reserve the right to modify our fees with 30 days' written notice. The initial consultation is provided at no cost and carries no obligation.

5. Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee specific investment returns, tax outcomes, or financial results. Past performance does not guarantee future results. All financial decisions involve risk, and you should carefully consider your situation before making any financial decisions.

6. Limitation of Liability

To the maximum extent permitted by law, Money Strategy Hubs, its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the fees you paid to us in the twelve months preceding the claim.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Money Strategy Hubs and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our prior written consent.

8. Termination

Either party may terminate the advisory relationship at any time with written notice. Upon termination, you remain responsible for any fees incurred prior to the termination date. We will assist in the orderly transition of your accounts and records as reasonably requested.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Nebraska, without regard to its conflict of law provisions. Any disputes arising from these terms or our services shall be resolved in the courts of Buffalo County, Nebraska.

10. Contact Information

For questions about these Terms and Conditions, please contact us at:

Money Strategy Hubs
2325 E 92nd St, Kearney, Nebraska 68847, USA
Phone: (808) 261-1189
Email: info@moneystrategyhubs.com